/*
Theme Name: Utilo — Crédit Utile
Theme URI: https://example.com/utilo
Author: Studio Utilo
Author URI: https://example.com
Description: Thème WordPress pour une plateforme de crédit à la consommation. Simulateur de prêt intégré en page d'accueil, présentation des besoins courants (travaux, véhicule d'occasion, caution de logement, électroménager), 100% responsive.
Version: 1.0.0
Requires at least: 6.0
Tested up to: 6.6
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: utilo
*/

/* ======================================================
   0. TOKENS — la charte du thème, tout part d'ici
   ====================================================== */
:root{
  /* couleurs */
  --ink:        #12203D;   /* texte principal, en-têtes */
  --ink-soft:   #4B5670;   /* texte secondaire */
  --paper:      #F1F3EE;   /* fond de page, blanc cassé teinté sauge */
  --card:       #FFFFFF;   /* fond des cartes / du registre */
  --line:       #D8DDD1;   /* filets, règles du registre */
  --gold:       #E3A62F;   /* accent principal, CTA */
  --gold-deep:  #B9821B;   /* hover / actif */
  --ledger:     #1F6F5C;   /* vert registre — chiffres positifs, liens */
  --ledger-soft:#E7F0EC;   /* fond léger vert pour badges */

  /* typographie */
  --font-display: 'Space Grotesk', 'Helvetica Neue', Arial, sans-serif;
  --font-body:    'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono:    'IBM Plex Mono', 'Courier New', monospace;

  /* rythme */
  --radius: 3px;
  --wrap: 1140px;
  --shadow: 0 1px 2px rgba(18,32,61,.06), 0 8px 24px rgba(18,32,61,.06);
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{ max-width:100%; display:block; }
a{ color:var(--ledger); text-decoration:none; }
a:hover{ text-decoration:underline; }
ul{ list-style:none; margin:0; padding:0; }

h1,h2,h3,h4{
  font-family:var(--font-display);
  color:var(--ink);
  margin:0 0 .5em;
  letter-spacing:-.01em;
  line-height:1.12;
}
h1{ font-size:clamp(2.2rem, 4vw + 1rem, 3.6rem); font-weight:700; }
h2{ font-size:clamp(1.6rem, 2vw + 1rem, 2.3rem); font-weight:700; }
h3{ font-size:1.2rem; font-weight:600; }

.mono{ font-family:var(--font-mono); }

.wrap{
  max-width:var(--wrap);
  margin:0 auto;
  padding:0 24px;
}

.eyebrow{
  font-family:var(--font-mono);
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.12em;
  color:var(--ledger);
  display:inline-block;
  margin-bottom:.9em;
}

/* boutons */
.btn{
  display:inline-flex;
  align-items:center;
  gap:.5em;
  font-family:var(--font-body);
  font-weight:600;
  font-size:.98rem;
  padding:.85em 1.6em;
  border-radius:var(--radius);
  border:1px solid transparent;
  cursor:pointer;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.btn:hover{ text-decoration:none; }
.btn-primary{
  background:var(--gold);
  color:var(--ink);
}
.btn-primary:hover{ background:var(--gold-deep); transform:translateY(-1px); }
.btn-outline{
  background:transparent;
  border-color:var(--ink);
  color:var(--ink);
}
.btn-outline:hover{ background:var(--ink); color:#fff; }
.btn-ghost{
  background:transparent;
  color:var(--card);
  border-color:rgba(255,255,255,.4);
}
.btn-ghost:hover{ background:rgba(255,255,255,.12); color:#fff; }

/* ======================================================
   1. HEADER
   ====================================================== */
.site-header{
  background:var(--ink);
  color:#fff;
  position:sticky;
  top:0;
  z-index:50;
}
.site-header .wrap{
  display:flex;
  align-items:center;
  justify-content:space-between;
  height:76px;
}
.site-branding{
  display:flex;
  align-items:baseline;
  gap:.4em;
  color:#fff;
}
.site-branding:hover{ text-decoration:none; }
.site-branding .brand-mark{
  font-family:var(--font-display);
  font-weight:700;
  font-size:1.4rem;
  color:#fff;
}
.site-branding .brand-mark .dot{ color:var(--gold); }
.site-branding .brand-tagline{
  font-family:var(--font-mono);
  font-size:.72rem;
  color:rgba(255,255,255,.55);
  display:none;
}
@media(min-width:720px){ .site-branding .brand-tagline{ display:inline; } }

.primary-nav ul{ display:flex; align-items:center; gap:2rem; }
.primary-nav li{ position:relative; }
.primary-nav a{
  color:rgba(255,255,255,.82);
  font-size:.95rem;
  font-weight:500;
}
.primary-nav a:hover{ color:#fff; text-decoration:none; }
.header-cta{ display:flex; align-items:center; gap:1.1rem; }
.nav-toggle{
  display:none;
  background:none; border:0; color:#fff; cursor:pointer;
  width:40px; height:40px;
}

/* Dropdown submenus (desktop): hidden by default, shown on hover/focus/click */
.primary-nav .menu-item-has-children > a{
  display:inline-flex; align-items:center; gap:.35em;
}
.primary-nav .menu-item-has-children > a::after{
  content:"";
  width:6px; height:6px;
  border-right:1.5px solid currentColor;
  border-bottom:1.5px solid currentColor;
  transform:rotate(45deg);
  margin-top:-3px;
  opacity:.7;
}
.primary-nav ul ul.sub-menu{
  list-style:none;
  margin:0; padding:.5rem 0;
  position:absolute; top:100%; left:0;
  min-width:220px;
  background:var(--ink);
  border:1px solid rgba(255,255,255,.1);
  border-radius:var(--radius);
  box-shadow:0 12px 28px rgba(0,0,0,.28);
  flex-direction:column;
  gap:0;
  display:none;
  z-index:80;
}
.primary-nav ul ul.sub-menu li{ width:100%; }
.primary-nav ul ul.sub-menu a{
  display:block;
  padding:.65rem 1.2rem;
  white-space:nowrap;
  font-size:.9rem;
}
.primary-nav ul ul.sub-menu ul.sub-menu{ top:0; left:100%; } /* third level, if any */

@media(min-width:861px){
  .primary-nav li.menu-item-has-children:hover > ul.sub-menu,
  .primary-nav li.menu-item-has-children:focus-within > ul.sub-menu,
  .primary-nav li.menu-item-has-children.submenu-open > ul.sub-menu{
    display:flex;
  }
}

@media(max-width:860px){
  .primary-nav{
    position:absolute; left:0; right:0; top:76px;
    background:var(--ink);
    padding:1rem 24px 1.5rem;
    display:none;
    max-height:calc(100vh - 76px);
    overflow-y:auto;
  }
  .primary-nav.is-open{ display:block; }
  .primary-nav ul{ flex-direction:column; align-items:flex-start; gap:1rem; }
  .nav-toggle{ display:inline-flex; align-items:center; justify-content:center; }
  .header-cta .btn-outline{ display:none; }

  /* Mobile: submenus behave as an accordion, not a hover dropdown */
  .primary-nav .menu-item-has-children{ width:100%; }
  .primary-nav .menu-item-has-children > a::after{ margin-left:auto; }
  .primary-nav ul ul.sub-menu{
    position:static;
    display:none;
    background:transparent;
    border:0; box-shadow:none;
    padding:.25rem 0 .25rem 1rem;
    min-width:0;
  }
  .primary-nav li.menu-item-has-children.submenu-open > ul.sub-menu{ display:flex; }
  .primary-nav li.menu-item-has-children.submenu-open > a::after{ transform:rotate(225deg); margin-top:3px; }
}

/* ======================================================
   2. HERO — le registre (signature visuelle du thème)
   ====================================================== */
.hero{
  background:var(--ink);
  color:#fff;
  padding:64px 0 96px;
}
.hero .wrap{
  display:grid;
  grid-template-columns:1.05fr .95fr;
  gap:56px;
  align-items:start;
}
@media(max-width:960px){ .hero .wrap{ grid-template-columns:1fr; gap:40px; } }

.hero-copy .eyebrow{ color:var(--gold); }
.hero h1{ color:#fff; }
.hero h1 em{ color:var(--gold); font-style:normal; }
.hero p.lede{
  color:rgba(255,255,255,.72);
  font-size:1.1rem;
  max-width:44ch;
  margin:1em 0 1.8em;
}
.hero-actions{ display:flex; gap:1rem; flex-wrap:wrap; margin-bottom:2.2rem; }
.hero-trust{
  display:flex; gap:1.6rem; flex-wrap:wrap;
  font-family:var(--font-mono);
  font-size:.78rem;
  color:rgba(255,255,255,.55);
}
.hero-trust strong{ color:#fff; font-size:1rem; display:block; font-family:var(--font-display); }

/* le "registre" — carte de simulation façon carnet de compte */
.ledger{
  background:var(--card);
  color:var(--ink);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  overflow:hidden;
}
.ledger-head{
  display:flex; justify-content:space-between; align-items:center;
  padding:1.1rem 1.4rem;
  border-bottom:1px solid var(--line);
  background:#FAFAF7;
}
.ledger-head .eyebrow{ margin:0; }
.ledger-head span.status{
  font-family:var(--font-mono);
  font-size:.72rem;
  background:var(--ledger-soft);
  color:var(--ledger);
  padding:.25em .6em;
  border-radius:999px;
}
.ledger-body{ padding:1.4rem; }
.ledger-field{ margin-bottom:1.2rem; }
.ledger-field label{
  display:block;
  font-size:.82rem;
  color:var(--ink-soft);
  margin-bottom:.4em;
}
.ledger-field select,
.ledger-field input[type="range"]{
  width:100%;
}
.ledger-field select{
  font-family:var(--font-body);
  font-size:.98rem;
  padding:.7em .8em;
  border:1px solid var(--line);
  border-radius:var(--radius);
  background:#fff;
  color:var(--ink);
}
.ledger-field .range-value{
  display:flex; justify-content:space-between;
  font-family:var(--font-mono);
  font-size:.85rem;
  color:var(--ink-soft);
  margin-top:.5em;
}
.ledger-field .range-value strong{ color:var(--ink); font-family:var(--font-mono); }
input[type="range"]{
  -webkit-appearance:none;
  height:3px;
  background:var(--line);
  border-radius:3px;
}
input[type="range"]::-webkit-slider-thumb{
  -webkit-appearance:none;
  width:16px; height:16px; border-radius:50%;
  background:var(--gold);
  border:3px solid var(--ink);
  cursor:pointer;
  margin-top:-6.5px;
}
input[type="range"]::-moz-range-thumb{
  width:16px; height:16px; border-radius:50%;
  background:var(--gold); border:3px solid var(--ink); cursor:pointer;
}

.ledger-total{
  border-top:1px dashed var(--line);
  padding-top:1rem;
  display:flex; justify-content:space-between; align-items:flex-end;
}
.ledger-total .label{ font-size:.82rem; color:var(--ink-soft); }
.ledger-total .value{
  font-family:var(--font-mono);
  font-size:1.9rem;
  font-weight:600;
  color:var(--ledger);
}
.ledger-total .value sup{ font-size:.9rem; font-family:var(--font-body); color:var(--ink-soft); }
.ledger-foot{
  padding:1rem 1.4rem;
  background:#FAFAF7;
  border-top:1px solid var(--line);
}
.ledger-foot .btn-primary{ width:100%; justify-content:center; }
.ledger-foot small{
  display:block; text-align:center; margin-top:.6em;
  color:var(--ink-soft); font-size:.76rem;
}

/* ======================================================
   3. BESOINS — quatre lignes de registre
   ====================================================== */
.section{ padding:88px 0; }
.section-head{ max-width:60ch; margin-bottom:3rem; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }

.needs{
  border-top:1px solid var(--line);
}
.need-row{
  display:grid;
  grid-template-columns:56px 1fr auto auto;
  align-items:center;
  gap:1.4rem;
  padding:1.6rem 0;
  border-bottom:1px solid var(--line);
}
@media(max-width:720px){
  .need-row{ grid-template-columns:44px 1fr; row-gap:.6rem; }
  .need-row .need-range, .need-row .need-cta{ grid-column:2; }
}
.need-icon{
  width:56px; height:56px;
  border-radius:var(--radius);
  background:var(--ledger-soft);
  display:flex; align-items:center; justify-content:center;
  font-size:1.5rem;
}
.need-copy h3{ margin-bottom:.2em; }
.need-copy p{ margin:0; color:var(--ink-soft); font-size:.94rem; max-width:44ch; }
.need-range{
  font-family:var(--font-mono);
  font-size:.88rem;
  color:var(--ink-soft);
  text-align:right;
  white-space:nowrap;
}
.need-range strong{ color:var(--ink); display:block; font-size:1rem; }
.need-cta{ white-space:nowrap; }

/* ======================================================
   4. ÉTAPES
   ====================================================== */
.steps{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:2.4rem;
}
@media(max-width:800px){ .steps{ grid-template-columns:1fr; } }
.step{ position:relative; padding-top:1.6rem; }
.step .num{
  font-family:var(--font-mono);
  font-size:.85rem;
  color:var(--gold-deep);
  background:var(--paper);
  border:1px solid var(--line);
  width:2.2rem; height:2.2rem;
  border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  margin-bottom:1rem;
}
.step h3{ margin-bottom:.4em; }
.step p{ color:var(--ink-soft); font-size:.95rem; margin:0; }

/* ======================================================
   5. TÉMOIGNAGES
   ====================================================== */
.testimonials{ background:var(--card); }
.testi-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:1.6rem;
}
@media(max-width:900px){ .testi-grid{ grid-template-columns:1fr; } }
.testi{
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:1.6rem;
  background:var(--paper);
}
.testi p.quote{ font-size:1.02rem; color:var(--ink); margin:0 0 1.2rem; }
.testi .who{ font-family:var(--font-mono); font-size:.8rem; color:var(--ink-soft); }
.testi .who strong{ color:var(--ink); font-family:var(--font-body); display:block; font-size:.92rem; }

/* ======================================================
   6. CTA bande
   ====================================================== */
.cta-band{
  background:var(--gold);
  color:var(--ink);
  text-align:center;
  padding:64px 0;
}
.cta-band h2{ color:var(--ink); }
.cta-band p{ max-width:52ch; margin:0 auto 1.8em; color:#3d2f0e; }

/* ======================================================
   7. PAGES GÉNÉRIQUES
   ====================================================== */
.page-hero{
  background:var(--ink); color:#fff; padding:56px 0;
}
.page-hero h1{ color:#fff; margin-bottom:0; }
.content-wrap{ padding:64px 0; }
.content-wrap .wrap{ max-width:760px; }
.content-wrap h2{ margin-top:1.6em; }
.content-wrap p{ color:var(--ink-soft); }

/* simulateur — page dédiée */
.simulator-page .ledger{ max-width:640px; margin:0 auto; }
.disclaimer{
  max-width:640px; margin:2rem auto 0;
  font-size:.82rem; color:var(--ink-soft);
  border-left:2px solid var(--line); padding-left:1rem;
}

/* ======================================================
   8. FOOTER
   ====================================================== */
.site-footer{
  background:var(--ink);
  color:rgba(255,255,255,.7);
  padding:64px 0 32px;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.4fr 1fr 1fr 1fr;
  gap:2.4rem;
  padding-bottom:2.4rem;
  border-bottom:1px solid rgba(255,255,255,.12);
}
@media(max-width:800px){ .footer-grid{ grid-template-columns:1fr 1fr; } }
.footer-grid h4{ color:#fff; font-size:.85rem; text-transform:uppercase; letter-spacing:.08em; margin-bottom:1em; }
.footer-grid ul li{ margin-bottom:.6em; }
.footer-grid a{ color:rgba(255,255,255,.68); font-size:.92rem; }
.footer-grid a:hover{ color:#fff; }
.footer-brand .brand-mark{ color:#fff; font-family:var(--font-display); font-size:1.3rem; font-weight:700; }
.footer-brand .brand-mark .dot{ color:var(--gold); }
.footer-brand p{ font-size:.88rem; margin:1em 0 0; max-width:32ch; color:rgba(255,255,255,.55); }
.footer-bottom{
  display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:1rem;
  padding-top:1.6rem;
  font-size:.8rem;
  color:rgba(255,255,255,.45);
}
.footer-bottom .legal-links{ display:flex; gap:1.2rem; }
.footer-bottom a{ color:rgba(255,255,255,.45); }
.footer-bottom a:hover{ color:#fff; }

/* ======================================================
   9. SÉLECTEUR DE LANGUE
   ====================================================== */
.lang-switch{
  display:flex; align-items:center; gap:.35rem;
  font-family:var(--font-mono);
  font-size:.78rem;
  color:rgba(255,255,255,.5);
  margin-right:.4rem;
}
.lang-switch a{ color:rgba(255,255,255,.55); }
.lang-switch a.is-active{ color:#fff; font-weight:600; }
.lang-switch a:hover{ color:#fff; text-decoration:none; }
@media(max-width:860px){ .lang-switch{ display:none; } }

/* ======================================================
   10. FORMULAIRES
   ====================================================== */
.utilo-form{ max-width:640px; }
.utilo-form h3{ margin:1.8rem 0 1rem; }
.utilo-form h3:first-child{ margin-top:0; }
.form-row{ margin-bottom:1.2rem; }
.form-row label{
  display:block;
  font-size:.85rem;
  font-weight:600;
  color:var(--ink);
  margin-bottom:.4em;
}
.form-row input[type="text"],
.form-row input[type="email"],
.form-row input[type="tel"],
.form-row input[type="number"],
.form-row input[type="password"],
.form-row select,
.form-row textarea{
  width:100%;
  font-family:var(--font-body);
  font-size:.98rem;
  padding:.75em .9em;
  border:1px solid var(--line);
  border-radius:var(--radius);
  background:#fff;
  color:var(--ink);
}
.form-row input:focus,
.form-row select:focus,
.form-row textarea:focus{
  outline:2px solid var(--gold);
  outline-offset:1px;
}
.form-row textarea{ resize:vertical; font-family:var(--font-body); }
.form-grid-2{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:0 1.4rem;
}
@media(max-width:640px){ .form-grid-2{ grid-template-columns:1fr; } }

.form-banner{
  padding:.9em 1.2em;
  border-radius:var(--radius);
  font-size:.92rem;
  margin-bottom:1.6rem;
  border:1px solid transparent;
}
.form-banner-success{ background:var(--ledger-soft); color:var(--ledger); border-color:#bfe0d4; }
.form-banner-error{ background:#FBE9E7; color:#9A3B2E; border-color:#F1C7C0; }

.contact-side{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:1.6rem;
  align-self:start;
}
.contact-side h3{ margin-bottom:.4em; }
.contact-side ul li{ font-size:.92rem; color:var(--ink-soft); }
.contact-side ul li strong{ color:var(--ink); display:block; font-size:.82rem; text-transform:uppercase; letter-spacing:.04em; margin-bottom:.15em; }

/* wp_login_form() default markup */
#loginform p{ margin-bottom:1.1rem; }
#loginform label{ display:block; font-size:.85rem; font-weight:600; color:var(--ink); margin-bottom:.4em; }
#loginform input[type="text"],
#loginform input[type="password"]{
  width:100%;
  font-family:var(--font-body);
  font-size:.98rem;
  padding:.75em .9em;
  border:1px solid var(--line);
  border-radius:var(--radius);
}
#loginform .forgetmenot{ display:flex; align-items:center; gap:.5em; font-size:.88rem; color:var(--ink-soft); }
#loginform .forgetmenot input{ width:auto; }
#loginform p.submit input[type="submit"]{
  font-family:var(--font-body); font-weight:600; font-size:.98rem;
  padding:.85em 1.6em; background:var(--gold); color:var(--ink);
  border:0; border-radius:var(--radius); cursor:pointer;
}
#loginform p.submit input[type="submit"]:hover{ background:var(--gold-deep); }

/* ======================================================
   11. FAQ — accordéon
   ====================================================== */
.faq-list{ border-top:1px solid var(--line); }
.faq-item{ border-bottom:1px solid var(--line); }
.faq-question{
  width:100%;
  display:flex; justify-content:space-between; align-items:center; gap:1rem;
  background:none; border:0; cursor:pointer;
  text-align:left;
  padding:1.3rem 0;
  font-family:var(--font-display);
  font-size:1.02rem;
  font-weight:600;
  color:var(--ink);
}
.faq-icon{
  font-family:var(--font-mono);
  color:var(--gold-deep);
  font-size:1.2rem;
  flex-shrink:0;
  transition:transform .2s ease;
}
.faq-item.is-open .faq-icon{ transform:rotate(45deg); }
.faq-answer{
  max-height:0;
  overflow:hidden;
  transition:max-height .25s ease;
}
.faq-item.is-open .faq-answer{ max-height:280px; }
.faq-answer p{ margin:0 0 1.3rem; color:var(--ink-soft); max-width:65ch; }

/* ======================================================
   12. MY ACCOUNT
   ====================================================== */
.account-header{
  display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:1rem;
  padding-bottom:1.6rem;
  border-bottom:1px solid var(--line);
}

/* ======================================================
   13. HERO IMAGE SLIDER (Customizer-driven, scrolling photos)
   ====================================================== */
.hero-slider{
  position:relative;
  width:100%;
  height:min(60vh, 480px);
  overflow:hidden;
  background:var(--ink);
}
.hero-slider-track{ position:relative; width:100%; height:100%; }
.hero-slide{
  position:absolute; inset:0;
  background-size:cover;
  background-position:center;
  opacity:0;
  transition:opacity 1s ease;
}
.hero-slide.is-active{ opacity:1; }
.hero-slider-dots{
  position:absolute; left:0; right:0; bottom:18px;
  display:flex; justify-content:center; gap:.5rem;
}
.hero-slider-dot{
  width:9px; height:9px; border-radius:50%;
  background:rgba(255,255,255,.45);
  border:0; padding:0; cursor:pointer;
}
.hero-slider-dot.is-active{ background:var(--gold); }
.screen-reader-text{
  position:absolute !important; width:1px; height:1px; overflow:hidden;
  clip:rect(1px,1px,1px,1px); white-space:nowrap;
}
.alignwide{ max-width:960px; }
.alignfull{ width:100%; max-width:none; }